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The material contained in this document is provided for general information purposes only. While every care and effort have been taken to ensure the accuracy and completeness of the information provided, the Financial Services Board makes no representation and gives no warranty, whether express or implied, relating to the correctness of the information in this document. The Financial Services Board accepts no responsibility for, and the user indemnifies the Financial Services Board harmless from any loss, liability, damage or expense of whatsoever nature (including but not limited to direct, indirect and consequential loss), arising from reliance on information contained in this document, or otherwise connected with the information in this document [whether arising from breach of contract (fundamental or otherwise), elicit, negligence, gross negligence or otherwise].

The Financial Services Board owns the copyright of this document. No part of the document may be reproduced or transmitted or reused or be made available in any manner or any media.

In the event of any dispute of whatever nature arising as a result of the use of the information in this document, the user (including users resident outside the Republic of South Africa) accepts that the law of the Republic of South Africa shall apply.

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